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Payday loans where you live: provinces and cities
Payday loans are regulated province by province. In every regulated province the cost is capped at $14 per $100 and the loan at $1,500, but income limits, repayment terms and cancellation periods differ. Choose your province or city for the local rules and licensed lenders.
Last reviewed by the Public Cash Services editorial team
Provinces
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Nova Scotia
- Ontario
- Prince Edward Island
- Saskatchewan
Cities
Loan terms, rates, fees, approval and availability are set by each licensed lender and depend on your province. Payday-loan rules differ by province — always confirm a lender’s licence with your provincial regulator before you borrow.